Mortgages-Online | UK Mortgage Advice | Best Buys

Welcome to Mortgages-Online, the UK's longest serving Internet Whole of Market Independent Mortgage Adviser

Free Mortgage Advice
You can talk freely to our mortgage advisers about your mortgage requirements and there will be no charge for our advice. When you are ready to apply for a mortgage we can help you find the best deal and apply to a lender on your behalf.

Lenders pay us for submitting business to them, so the cost of our advice is affectively built into their mortgages. If you prefer you may pay us a fee, which can be offset against the commission paid to us by the lender. For difficult or unusual cases we reserve the right to charge a fee and retain the commission but will always tell you before carrying out any chargeable work.

How to find the best mortgage
The best mortgage is not necessarily the one with the lowest rate. There are many factors that should be considered - for example, how do fees charged by the lender impact on the overall cost; the way the lender calculates interest (daily, monthly or annually) makes a difference; what redemption penalties apply during or after any initial period? If you want to overpay when is the most effective time to do so?

Did you know that the rate at which the balance on a mortgage reduces in the early years is affected by the interest rate - sometimes it is better to have a low interest rate and a high fee (the amount that you borrow will determine this).

We have the answers to all these questions. We will find you the best mortgage. It doesn't end there, we help you through the application process and beyond; when it is time for your mortgage to be reviewed for a better deal we will be in touch to help you again.

More than just mortgage expert
Mortgages-Online can also help you find a solicitor (we have access to hundreds around the country), arrange your insurances (life assurance and buildings & contents) and help with retirement planning, savings & investments and will writing.

Thank you for visiting our website, please call us free to discuss your mortgage requirements on 0800 0196624 (if you're calling from a mobile you may be charged, consider our local number 0115 8405570 instead.