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How much can I borrow?
<%
dim basic1, basic2, g_ot1, g_ot2, r_ot1, r_ot2, credit_card1, credit_card2, loan_repay1, loan_repay2, result
dim app1, app2, res1, res2, res3, restemp
basic1 = Request.QueryString("basic1")
if basic1= "" then
basic1 = 0
end if
basic2 = Request.QueryString("basic2")
if basic2= "" then
basic2 = 0
end if
g_ot1 = Request.QueryString("g_ot1")
if g_ot1= "" then
g_ot1 = 0
end if
g_ot2 = Request.QueryString("g_ot2")
if g_ot2= "" then
g_ot2 = 0
end if
r_ot1 = Request.QueryString("r_ot1")
if r_ot1= "" then
r_ot1 = 0
end if
r_ot2 = Request.QueryString("r_ot2")
if r_ot2= "" then
r_ot2 = 0
end if
credit_card1 = Request.QueryString("credit_card1")
if credit_card1= "" then
credit_card1 = 0
end if
credit_card2 = Request.QueryString("credit_card2")
if credit_card2= "" then
credit_card2 = 0
end if
loan_repay1 = Request.QueryString("loan_repay1")
if loan_repay1= "" then
loan_repay1 = 0
end if
loan_repay2 = Request.QueryString("loan_repay2")
if loan_repay2= "" then
loan_repay2 = 0
end if
'calculate fields
app1= (basic1+(0.5*r_ot1)-(loan_repay1*12)+g_ot1-(credit_card1*0.05*12))
app2= (basic2+(0.5*r_ot2)-(loan_repay2*12)+g_ot2-(credit_card2*0.05*12))
'calculate 4.5*1st + 1*2nd
res1= (app1*4.5)+ app2
'calculate 1*1st + 4.5*2nd
res2= (app2*4.5)+app1
'calculate 4* Joint
res3= (app1+app2)*4
'calculate highest result
if (res1>res2) then
restemp=res1
end if
if (res2>res1) then
restemp=res2
end if
if (res3>restemp) then
result=res3
else
result=restemp
end if
%>
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Income
Include basic salary if you are employed along with car allowance
if applicable.
If you are self employed, average your last 3 years net profit as
declared on your tax return.
|
|
Overtime \ Bonus guaranteed
Include monthly overtime and bonuses that form part of your employment
contract - in other words, they are guaranteed .
|
|
Overtime \ Bonus regular
This is OT and bonuses that you get from time to time but do not
form part of your contract, in other words you are not guaranteed
to received them.
|
|
Credit Card Balances
Balances that you do not pay off every month. You must also include
balances on credit cards that attract no interest.
You can exclude anything you intend to pay off before the mortgage
commences
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Loan Repayments
You should include the total of all monthly payments to personal
loans, hire purchase, car loans, catalogues, etc.
You can exclude anything you intend to pay off before the mortgage
commences
|
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