What is Incapacity Benefit?

Incapacity Benefit is paid to people who are too sick or disabled to work.

Can I get Incapacity Benefit?

You may be able to get Incapacity Benefit if you:

• are over 16 and under State Pension age
• have made enough National Insurance contributions, and
• are not able to work.

How much will I get?

You will not get any money for the first 3 days of your claim. These are called 'waiting days'. Then you will get the short-term (lower) rate of Incapacity Benefit for the first 28 weeks of your claim.

After that, you will get short-term (higher) Incapacity Benefit until you have been off work for 52 weeks. Or, if you have been in work and received sick pay for 28 weeks, you could get short-term (higher) straight away.

After you have been off work for 53 weeks, you will get long-term Incapacity Benefit.

What are the benefit rates?

Under State Pension age

Short-term lower rate: £63.75

Short-term higher rate: £75.40

Long-term basic rate: £84.50

Over State Pension age

Short-term lower rate: £81.10

Short-term higher rate: £84.50

Incapacity Age Addition

Lower rate: £8.90

Higher rate: £17.75

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