There is often a misconception by some people of this type of cover. It is actually to insure the property which is owned by a landlord and rented out.
There are many types of Landlords Insurance policies. The cheapest is not always the best though.
Some insurers are great specialists in this field.
There are additional options including Legal assistance to help evict a Sitting Tenant(s), Malicious Damage cover in event of a tenant(s) causing great damage and Loss of Rent Cover should the tenant miss monthly payments. All these different options can be put into one policy with some companies.
For Property Portfolios some companies give discounts for insuring several properties. Others can be added in the future.
All Freehold properties should be insured. Many landlords own flats which are leasehold do not require cover; however the landlord may want the added benefits as described earlier.
We deal with an array of companies in this market and can tailor your needs appropriately.